Roof Water Damage Claims

Plumbing faucets or pipes leaking over time causing damage to the walls ceilings or floors.

Roof water damage claims. Water damage plumbing roof leak insurance claims call the experts at ocean point claims to help you through the claims process. Water damage is often caused by a pipe or pluming leak or burst water heater leak air conditioner condensation leak supply line burst toilet overflow roof leak window leak and needs to be removed immediately. A standard homeowners insurance policy will cover water damage and roof leaks unless they re the result of gross negligence on your part. Even if the roof leak is caused by a windstorm or a tree.

Some of the most common examples of gradual damage causing losses or denied claims are. Write down detailed descriptions of the damage and its location on your roof to include with your claim. Water damage caused by seepage coming in from cracks in the foundation or at the exterior of the house allowing. Your insurance company may accept a claim for water damage but a viable roof damage claim is unlikely.

Most insurance contracts contain a wear and tear exclusion as well as maintenance clauses. Whether or not you notice any immediate damage it will be important for your future insurance claim to mitigate any potential problems by placing tarps over the roof and checking for water damage mold or other issues that may cause further damage before your roof claim can get paid out and your roof can be restored or repaired. When filing an insurance claim it is important to have evidence that the damage you are claiming is new.